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creating a lease application all the data that you have entered in the quotation stage is moved into the application the application management provides you with several functionalities related to the lease loan origination process in particular one disbursement schedule payment instructions to all suppliers insurers and originator involved in the application to credit decision a tool for verification of an applicants creditworthiness can be supported by approval workflow 3 approval conditions a checklist to assist in completing the application now you need to complete all the information required in the customer tab and do the credit assessment this process is different for individuals and legal entities information available from external credit agencies can be integrated into it you can have multiple applicants or parties involved in a single application the system distinguishes between individual and business applicants the system allows the collection of many different applicant