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THOUSANDS OF BANK CUSTOMERS ARE GETTING A SCARY LOOKING E-MAIL ABOUT THEIR BANK ACCOUNTS. HERES HOW SCAMMERS ARE USING PHONY MESSAGES TO STEAL FROM PEOPLE SO YOU DONT WASTE YOUR MONEY. MICHELLE GOT A TEXT ON HER PHONE THE OTHER DAY. IMMEDIATELY WORRIED. THE ACCOUNT HAS BEEN LOCKED DUE TO SUSPICIOUS ACTIVITY. HER BANK WAS LOCKING UP HER ACCOUNT. IT WAS TERRIFYING THAT MY ACCOUNT WOULD BE LOCKED. SHE ALMOST CLICKED THE LINK WHEN ANOTHER TEXT ARRIVED. THIS ONE FROM WELLS FARGO. IT SAID THAT HER ONLINE BANKING HAD BEEN LOCKED DUE TO UNUSUAL ACTIVITY. SHE DIDNT HAVE A WELLS FARGO ACCOUNT, WHICH IS WHEN SHE GOT SUSPICIOUS. I SAW THE LINK AND THE LINK DID NOT MAKE SENSE TO ME. GOOD THING. IT WAS A TEXT MESSAGE SCAM SOMETIMES CALLED SMISHING. SO HOW DO THEY KNOW YOU HAVE AN ACCOUNT WITH A PARTICULAR BANK? THE FTC SAYS THEY DONT. THEY SEND THE TEXTS RANDOMLY KNOWING IF YOU HAVE AN ACCOUNT WITH THAT BANK YOULL PAY ATTENTION. THEY DETECTED SUS