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- Hi, Im Jamie. - And Im Chris from Asurion. - We help our 300 million customers get the most out of their devices, appliances, and tech every day. - Today, were talking phone insurance, specifically, the difference between mobile device insurance, manufacturer warranties, and extended warranties. Hopefully, we can help you decide which type of device protection plan is right for you. - People often ask us, Whats covered by phone insurance, and if its really worth it. Many wireless carriers offer both device insurance and extended warranty options for customers. But whats the difference? - A manufacturers warranty is their promise to repair or replace your purchase within a specific timeframe. They typically cover electrical and mechanical failures. If your phone doesnt work like it should, a warranty will cover it. An extended warranty gives you the same amount of coverage, plus extra sometimes, but for a longer period of time. - Insurance is different. It offers much more