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Tanias in Illinois hey Tonya how are you hi thanks for taking my call Dave Im so pleased this week with you you too whats up well Im hoping you can guide me I think Ive made a big mistake my husband and I just started doing your plan in August and its been amazing but were on baby step 2 but this has to do with an old 403 B that Ive had nothings being contributed to it but earlier in the year back in April we went to the financial planning services that my company sponsors and pays for and they did a full workup and I had been kind of having sleepless nights because my my value would go from Id lose like $20,000 you know and then I get anyway there was a lot of risk so they suggested that I moved some money a hundred and sixty six thousand into a traditional annuity within my 403 B retirement account guaranteed so right now 30% of my 577 thats thousand thats in there is now in this annuity and now that Ive started listening to you were following your steps Im starting t