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Edith from Houston, Texas, on the Dave Ramsey show, asks about insurance for a tractor purchased for $26,000 last March, which included $2,000 for insurance through Kubota. She is unsure about making the last payment as it may downgrade her insurance. Dave clarifies that it is likely an extended warranty for repairs, not insurance for theft. He advises checking with homeowners or farm operation insurance for theft coverage instead.
