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what is the PCI DSS the payment card industry data security standard or PCI DSS was developed to encourage and enhance cardholder data security and to facilitate the broad adoption of consistent data security measures globally it applies to all merchants and service providers the process transmit or store cardholder data if your organization handles card payments it must comply or risk suffering financial penalties or even the withdrawal of the facility to accept card payments the PCI DSS was launched in 2004 and is the result of collaboration between the major credit card brands American Express Discover JCB MasterCard and Visa do I need to comply with the PCI DSS all organizations that accept credit and debit cards all that store process and/or transmit cardholder data need to comply with the standard merchants and service providers compliance requirements differ depending on a number of factors including the size of the organization and the volume of transactions it undertakes the
