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PCI DSS is a global standard developed to enhance cardholder data security for all organizations that handle card payments. It was launched in 2004 through collaboration between major credit card brands. Compliance is required for all organizations that accept credit/debit cards or store, process, or transmit cardholder data, with specific requirements based on factors such as organization size and transaction volume. Failure to comply can result in financial penalties or the loss of card payment acceptance capabilities.
