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In this tutorial, Martin al-khawaja explains the concept of a PhD in just 13 minutes. He discusses the opportunities it will bring to the European Union Banking and payment markets, covering technical aspects and proposing a framework for choosing a response strategy. The Payment Services Directive (PSD) is a new regulation in the EU that allows customers to permit third-party providers to access account information and make payments. This directive introduces new entities like account information service providers. The timeline for PSD implementation is also briefly discussed.
