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PCI DSS, or the Payment Card Industry Data Security Standard, was developed to improve cardholder data security globally. It applies to all merchants and service providers that handle card payments. Non-compliance may result in penalties or the inability to accept card payments. The standard, launched in 2004, was created by major credit card companies. All organizations that accept credit and debit cards or store, process, and/or transmit cardholder data must comply, with requirements varying based on organization size and transaction volume.
