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hello this is Brandon and Christian of retirement benefits Institute lets talk in detail about required minimum distributions Im gonna call that our MDS required minimum distributions and the first question is what are they and our MD is the minimum amount required by the IRS that you must withdraw from your traditional TSP IRA or retirement account each year if you have any Roth IRAs they will not be a factor because Roth IRAs are not subject to our MDS if you do have any accounts subject to our MDS your first RMD is due April 1st of the calendar year following the year in which you turn 70 and a half to illustrate how this works lets look at a chart for instance if you turn 70 on February 1st 2018 youll turn 70 and a half on August of 18 youre first required minimum distribution will be due April 1st 2019 on the other hand if you docHubed age 70 in October 15 you wont turn 70 and a half until the next year in April your arm D will not be due until a year following so how our ou