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its brian preston the money guy uh oh heres one i think you know the answer to this oh gosh i think i know the answer good you beat my backstop i hope we know the answer now this is from will uh hes a financial question awesome its a financial show its a good place to ask one of those what does a church have to do to allow members to contribute using qcds qualified charitable distributions well first i think itd be helpful to hear what is a qualified charitable distribution well a qualified charitable distribution this is a great planning technique for clients because we all know one of the things youre going to find we talk about tax location a lot on our show is that because there is a tendency for my hyper savers out there youre going to have a lot of tax deferred accounts youre going to have big 401ks big four three bs big iras that are going to build up the problem is and this just got updated um was that you have a required minimum distribution at age 72. so the govern