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As a business owner, it's important to have a financial goal in mind. In this tutorial, the speaker explains how to determine the number of clients needed to reach a financial goal of $100k per year. By using an Excel spreadsheet, the speaker shows that around 15 to 20 clients are needed, depending on their size and charges. The spreadsheet provided in the description can be used to calculate this for yourself. Simply input your income goal at the top and divide it by 12 to get the monthly target.