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todays question comes from Kristen in Florida Dave took out a lease on a vehicle about four months ago before enrolling in Financial Peace University I feel like Ive made one of the worst mistakes in my life you have I was wondering if you could give me some advice on how it would affect me if I were to return the leased car to the dealership or at this point do I just keep the vehicle none of the above we take a car back that you owe money on or Ive signed the lease on thats effectively a voluntary repossession and that that would be dumped because theyre going to sell the car after theyve repossessed it and theyre you know a repossession lot and then theyre going to sue you for the difference if you dont pay them the difference immediately and you dont have the difference because youre broke so no that would be a dumb idea were not going to do that what we are going to do is find out two pieces of information one is call the car fleece company that you are paying the fle