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In this video, John Skiba shares three key tips for settling your debt for pennies on the dollar. He emphasizes the importance of acting soon but not too soon, as timing is crucial. Skiba also emphasizes the importance of negotiation skills and being persistent in seeking the lowest settlement possible. Lastly, he stresses the importance of being prepared and organized when dealing with creditors to achieve a fair and reasonable outcome. Subscribe to his channel for weekly debt management tips.