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so its been six months and you havent paid your credit card and all of a sudden you see your credit score actually drop by over a hundred points because you got a charge off youre scared youre worried and then you get back home and you see a letter from a debt collector telling you theyre going to sue you and trying to intimidate you even while youre at work well what do you do in this case oh you pay it off do you ignore it or do you move to Mexico the answer is youd have to do any that stuff but in this video Im gonna share with you guys exactly a formula is system to get those charge offs off your account without having to pay the debts but also give you a plan uh negotiate in the debt and that way if you do want to pay it off you can but you wont have to pay off the full amount on top of that also make sure that the charge off and your account your credit reports actually gets removed because sometimes they try to trick you you pay it off but it still remains there and no
