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whats up guys colin matthew here and in todays video i wanted to share with you guys how i successfully removed a 30 day late payments from paypal credit off of my credit report on all three bureaus if youre watching this video you probably have a late payment from paypal credit listen guys it happens to the best of us back in 2020 october i totally forgot that i applied for paypal credit got approved and used a little bit of that balance and i did not set up automatic payments to which obviously resulted in acquiring a 30-day late payment now as always i always recommend the very first step in credit repair or fixing a late payment as seeking immense and good will so what did i do i called paypal credits and asked to speak with a manager and let them know my situation i seeked goodwill and let them know that i was struggling at the time i was unemployed and i was unable to make that late payment and the manager told me that he totally understood it was during covet 19 etc and im