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[Music] foreign [Music] related documents carefully foreign if you ask me when is it that a democracy looks really good my first answer to you would be I can give you a list of answers but my first answer would be when its Parliament does its job which means Parliament functions does its job and we saw a bit of that today and that is what has enabled us to bring to bring to you this episode of cut the Clutter so in Parliament two Congress MPS that is RAB neet Singh bittu and pradeep bardoloi they asked a set of questions from the government and these were about the state of non-performing assets npas bad loans and Loan write-offs in a banking system so you will see written answers have been given you will see a screenshot right and I will share with you the full reply that the minister gave in this case the minister of State for finance bhagwat karad now this gives us the Gyan and this Gyan then helps us answer some of the questions that have been sort of buzzing in our minds for a l