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The text discusses the importance of using estimates and invoices to get paid on time. It highlights key features of billing software such as automatic conversion of codes into invoices, client portals for approval, and accounting features like bank reconciliation. Forbes advisors recommend affordable and free billing software options with future tools for service-based or brick-and-mortar businesses. Secure Invoices and FreshBooks are top choices with high ratings and varying monthly costs. This software helps small businesses effectively manage their payments and invoicing processes.