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hows it going guys in this video were going to create dispute letters that are going to be sent to the credit bureaus after having imported a credit report scroll down to the credit reports and scores and click on create disputes this shows you the entire credit report with the items that are positive marked in green and the items that are negative marked in red the items marked in red may have a default dispute reason in there you can feel free to use that reason or if you want to remove all the reasons you can click on clear reasons and thats going to remove all the reasons from this section inquiries has its own reasons and you can click on clear reasons if you dont want to dispute any of those items again any item with a reason is going to go on a dispute letter if you dont want to use this reason you can pick from the category and pick a reason and click on apply reason and that will replace whatever reason was in the box already if i wanted to use that same reason on a diff