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today im with greg jamison from jamison fisher solicitors and accountants good afternoon Greg all right when a subject we want to talk about is contracts exchanging without a deposit or part deposit whats your suggestions on that take well obviously we cant exchange a contract with no deposit because there has to be some consideration otherwise it would not be a valid contract obviously the situation that arises for a lot of agencies where somebody wants to acquire a property but they dont have the full ten percent and as the market is getting higher and higher its not always possible for somebody to have that full ten percent now what a lot of agents will ask is what do I put on the front page of the contract if Im receiving anything less than the ten percent say five percent in that instance you still need to put ten percent on the front page of the contract as that is a requirement of the contract what then happens is the agent doesnt have the ability to put in any special c