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Please Subscribe like and share this content it means a lot to us thank you in advance Cornell Law School UCC Article 4 Bank deposits and collections part one General provisions and definitions paragraph for 106 payable through or payable at bank collecting Bank a If an item states that it is payable through a bank identified in the item I the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item and two the item may be presented for payment only by order through the bank alternative 8B If an item states that it is payable at the bank identified in the item the item is equivalent to a draft drawn on the bank alternative b b If an item states that it is payable at the bank identified in the item I the item designates the bank as a collecting bank and does not by itself authorize the bank to pay the item and two the item be be presented for payment only by or through the bank see if a draft name is a non-banked your week and it is unclea