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This video tutorial is about the owner's affidavit in the refinance process. The affidavit confirms that the property's owner is the sole person with an interest in the property. It is usually DocHub'd but might not require notarization. Some lenders may not DocHub it. The tutorial emphasizes the importance of ensuring understanding when presenting the affidavit to the lender. It highlights the need to communicate that no one else has interest in the property. The video explains that while individual points in the affidavit can be skipped during the presentation, the lender may still want to read them.