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This YouTube tutorial discusses the Load Fast Check Cashing app, which claims to cash checks directly into your bank account by taking a picture of the check and creating an account in the app. The app only works in certain states in the US and has been removed from the Android Play Store and Apple App Store due to potential rule violations. The video warns viewers to be cautious when using check cashing apps, as some may steal personal data and sell it online. Be careful when choosing a check cashing app to avoid potential risks.