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harry is where this garys in new york hi Gary welcome to the Dave Ramsey show hey thank you very much appreciate you taking my call sure Im so I had a question question on gifting Im at a stage in my life where I got plenty of money and I want to I want to spread the love if you know what I mean so I have a daughter and son-in-law I live in Raleigh hes got a small business repairing and building musical instruments hes doing well hes actually had to move once to expand his business which is good and hes looking at another move he wants to move farther out of Raleigh because its expensive there what to rent and he wants to basically either buy or build something around five six thousand square feet of commercial space so he can expand his business I would rent all good I would around you would let okay okay so my wife and I have been gifting them 60,000 Kay per year thats the max you can do without hitting the 10% gift tax and so I was looking at maybe accelerating his business