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Today, in this tutorial, Jay discusses three important letters: Pay to Delete, Goodwill Letter, and Cease and Desist Letter. Jay has extensive experience in debt collection, and he aims to be a resource for questions about debt and credit. These three letters are commonly asked about in the industry, and Jay has previously addressed them individually. If you have any questions, feel free to ask in the comments section. Stay tuned for valuable insights on managing debt and credit.