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This video tutorial is targeted towards individuals who have broken lease agreements or owe money after renting a property, resulting in it being sent to collections and impacting their credit. The tutorial explains the importance of finding out who reported the debt and disputing it to have it removed from their credit report. It also highlights the significance of consumer reporting agencies, which gather information about individuals and sell it to major credit bureaus like TransUnion, Equifax, and Experian. Understanding and addressing these processes can help in avoiding unnecessary expenses and difficulties with future rental applications.
