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okay yall so the collection agencies is going to hate me for telling yall how to do this im about to show yall how to settle a collections the right way so you can get that nasty collections off your credit report instead of doing it the wrong way and still have any collections on your credit report for another seven and a half years which you do not want im about to give you all the juice the secret on how to settle it the right way so you can get that nasty collections off your credit report even if you want to settle it and pay it stay tuned lets go if you find this content viable please do me a favor like comment and share so we can help as many people achieve their financial goals now lets get to the information okay yall so the first thing you want to understand is should you settle it or should you dispute it for deletion so um the the main things to think about is okay has it been on your credit report for at least two years if its within like the first two years it m