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sometimes looking at a pay stub can feel like youre trying to figure out a puzzle have you ever looked at a pay stub and saw these three letters YTD all over the place YTD total YTV gross hours why TD what does YTD mean lets settle all of this once and for all why TD meaning why TD is an acronym that stands for year-to-date it is used on pay stubs to keep track of the amount of something since the first day of the year or the first day the employee started working in the year for example if an employees YTD earning on March 1st is $8,000 that means from January 1st to March 1st he or she has earned a total of $8,000 its usefulness YTD on a pay stub is not just useful in telling people how much they earned for the year but it also helps them plan for their future if a person is trying to save a certain amount of money for the year the YTD number can tell them if theyre on track or not this can let them know if they might need to work extra hours or not another reason why YTD is usef