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As a business owner, it is important to set a financial goal for how much money you want to make. This tutorial teaches how to determine that goal and calculate the number of clients needed to achieve it, using $100k annually as an example. The spreadsheet shows that about 15 to 20 clients are needed, depending on their size and the monthly charges. The video includes a step-by-step guide on how to use the spreadsheet provided in the description. Start by entering the income goal and then dividing it by 12 to determine the monthly target.