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hi guys welcome back to my channel my name is Anna and I make videos about getting out of debts becoming financially independent and generally just bluffing like I have a lot to talk about today so Im just gonna whisk straight into it so here is how I paid off 25,000 pounds of debt we all know there are basically two ways to do this but its more about how you do those things in the practical ways of actually making it happen so the main two things were going to talk about today is increasing income and decreasing expenses so Im gonna go through both and tell you how I did that in practice so lets firstly cut decreasing spends the first thing you did in that category was to reduce interest on to all my debts so credit cards loans things like that I do what I could doesnt mean that everything works but I did manage to get one of my loans from 17 percent down to 7 with credit cards one of the things I didnt know was that you can move things from a 0% credit card to a you know dess