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in todays video were going to be talking about Navy Federals internal score what is an internal score what does that mean and why is that important so an internal score is a scoring model that each individual Bank uses to actually rate you on how much theyre willing to lend to you so the first point in Navy Federals internal score is relationship banking so what is relationship thinking relationship banking is I have a personal checking account I have a personal savings account I have my direct deposits going directly into one of my accounts I have a credit card thats from that banking institution I have an auto loan I have a mortgage I have a pledge loan I have all the various products that the bank offer offers why is that important this is important because it makes you look more invested into the bank it allows you to stabilize that relationship and it allows you to not look as risky so this is really important when you want a bank to lend large amounts of money to you so ve