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A living trust is a tool used in estate planning to avoid the probate process. Probate assets owned by an individual, such as a home or investments, can be frozen upon their death, requiring time-consuming and expensive court proceedings for heirs to access them. By transferring assets to a living trust, individuals can bypass probate, allowing for quicker and easier distribution to beneficiaries. This can save time, reduce costs, and provide more privacy in the estate settlement process.
