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A quitclaim deed is a document used to transfer ownership of real estate from one party to another. Unlike a warranty deed which promises clear title, a quitclaim deed offers no guarantees about existing liens or encumbrances. While warranty deeds are commonly used in real estate transactions, quitclaim deeds can be useful in situations where a seller is unsure of their ownership status or when transferring property within a family. It is important to understand the differences between the two before deciding which type of deed to use.

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What if I cant find my house deeds?

If you are unable to locate them, the first step is to contact the solicitor, mortgage company or bank that dealt with the purchase as they may be holding the deeds on your behalf.

What does deed mean legally?

A deed is a written document which is executed with the necessary formality (that is, more than a simple signature), and by which an interest, right or property passes or is confirmed, or an obligation binding on some person is created or confirmed. Deeds are generally enforceable despite any lack of consideration.

Who holds the deeds when you buy a house?

Usually, the original copy of the title deeds is held by the solicitor you used at the time of purchase. However, if a mortgage was required when purchasing a property, then it is possible that your mortgage provider will also hold a copy.

How do I get a deed to my house in Ontario?

Upon request, copies of the deed, mortgages, transfers and liens can be obtained by conducting an Ontario Registered Document search. Upon request, any outstanding judgments on the registered owners as they appear on the Parcel Register can be obtained by ordering a Writ of Execution.

What is the meaning of deeds?

A deed is the actual legal document that would transfer the ownership (title) of a property from one person to another. A deed is signed by the person selling or transferring the property rights, called the grantor.

What is the best type of deed to get?

A Warranty Deed is the best of the best. It protects you from all future and past issues with property title and any outstanding debts or liens.

How do I get the original deeds to my house?

This is usually the solicitor or conveyancer acting on behalf of the buyer. So, if youre trying to track down your original deeds, they could be with the solicitor who acted for you when you bought the property, or possibly with your mortgage company if you have a mortgage.

How do I get a copy of my house deed Ontario?

All private property ownership records in Ontario are registered with the government. Anyone can search for land records. You can search: land registration records online using the OnLand site.

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