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Believe it or not, people have begun to create their own money. This is because of the endless possibilities of the information revolution. From gift and a barter, to an enormous variety of currencies, thousands of successful initiatives have begun across the world, and they promise to have profound effects on the way we live. Some use paper, some use plastic, some use computers, and some use mobile phones. With the way our money system works, when there are plenty of people willing to work, and plenty of people who need their work done, there is often not enough money to allow it to happen. Now, any group can more readily create a currency that they can use for their purposes. Say Billy wanted to buy ten apples from Alice. They set the price to one unit per apple. In the transaction, Alice receives a credit of ten units and Billy receives a debt of ten units. Alice can then use her ten with anyone who uses the currency, and Billy can make up his ten by providing something to anyone w
