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The tutorial demonstrates how to create a personal loan agreement using docHub PDF. Users start by selecting their preferred format (docHub PDF, Microsoft Word, or rich text) and choose docHub for its ease of use. The form is fillable; users click on blanks to enter information. The video provides a sample agreement starting with the effective date, May 24, 2015, naming the borrower as Johnny Appleseed, with the address 123 Apple Way, Appleville, Texas. It describes the loan details, stating that Johnny is lending his wife, Nancy Appleseed, $10,000, to be repaid within one year. The video guides viewers to complete the necessary information for the loan agreement.