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In this tutorial, viewers learn how to write a personal loan agreement using the docHub PDF format. The process starts by accessing a specific webpage, where users can choose their preferred format to create the agreement. The tutorial demonstrates filling out a fillable form by entering the agreement's effective date, May 24, and identifying the borrower as Johnny Appleseed, living at 123 Apple Way, Appleville, Texas. The lender is noted as Nancy Appleseed, residing at the same address. It includes terms for repayment, specifying Nancy has one year to repay the $10,000 loan. Key details of the loan are outlined clearly in the agreement.