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sconce ins Insurance Commissioner is responsible for implementing a number of the health insurance related changes in Wisconsins new Kovan relief law this is the law that was signed by Governor Tony eavers on April 15th and the insurance commissioner has issued a bulletin to try to help explain some of the major insurance provisions of that law and they fall in about five categories of out-of-network charges and payments anti-discrimination language cost-sharing prescription drug limits and healthcare at liability coverage lets look at some of that out-of-network language first now in the law it indicates that insurers offering a defined network plan or a preferred provider plan are going to be required to provide coverage for services treatment or supplies for covin 19 from non participating providers this is a requirement when access limits exist because of the public health emergency but it also applies more generally when a participating provider is simply not available because