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The formal settlement agreement sent by the other party includes terms related to the purpose, intent, dispute substance, and money negotiated during the back-and-forth discussions. These terms should be carefully reviewed and understood, even though there may not be any apologies or admissions of guilt included in the agreement. Settlement is about compromise and practical considerations, so it is essential to focus on the negotiated terms rather than seeking further admissions of guilt. It is common for settlement agreements to include clauses stating that there is no admission of guilt and that the agreement cannot be used in future court proceedings.