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Connor from Student Loan Planner shares a recent client consultation that highlights the nuances of student loans, particularly in relation to the PSLF waiver. The client, a physical therapist, had periods of forbearance and deferment while working for a non-profit employer. With $166,000 in direct loans from both undergraduate and graduate programs, she sought advice on potentially qualifying for the PSLF waiver. The consultation exemplifies the complexity of student loan scenarios and how the answer often depends on individual circumstances.
