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has Christmas left you with a little bit of debt you havent planned for maybe thats on top of some debt they already had well Ive got a little solution that might just help ease the string so want to know what it is of course you do lets go [Music] hey everyone welcome back to the channel my name is Adam Im an expert mortgage broker today we are talking debt consolidation so that is paying off some debts with your mortgage now if youre on todays video useful give us a thumbs up subscribe to the channel because theres loads more like this on the way and loads of videos already on my channel for you to enjoy now lets be very clear from the start this is not a method of getting rid of your debts or free thing or a cheap thing to reduce your debt you know have an arrangement with your credit providers Im not offering to you know erase anyones debt for them theres stuff like that all over the Internet its all bad bad badge dont do any of it its only going to affect your cred