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On Tuesday, December 20th, 2022, the markets closed slightly up but flat overall after four consecutive down days. Wells Fargo agreed to a $3.7 billion settlement with the Consumer Financial Protection Bureau for consumer abuses. The bank was required to pay a $1.7 billion civil penalty and over $2 billion in redress to consumers. The misconduct caused significant financial harm, including vehicle and home losses, illegal fees and interest charges, and incorrect mortgage payments resulting in house repossession. This settlement provided some justice, but the losses suffered by consumers were substantial. Wells Fargo faced consequences for their actions.