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Nathan from Warren eServices discusses what happens if a buyer doesn't get a home warranty at closing. Home warranties cover appliance, heating, cooling, electrical, and plumbing issues. In California, Florida, and Indiana, most owner-occupied homes have warranties, but not all states. In states like Alabama, where 60-70% of homebuyers get warranties, there is a 90-day warranty included with inspections for free. It's important to ensure your home inspector offers this warranty. John in Alabama is given as an example.