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now if youve been here for a while then you know that the leftover stimulus money that was put into the economy has been shifted I mentioned previously how it was shifted on the state level but now Im going to talk about how that money has been shifted on the federal level [Music] so the federal government and the state government has shifted the money from direct payments into the real estate market everybody was complaining about um the affordability of real estate and complaining about the high prices of real estate so now that the mortgage rates have come up and pushed us into a buyers market the state and the federal government are now giving out forgivable down payment assistance money now the state level Ive talked about previously each state is different but there is a federal program available for owner occupied and investors that are willing to invest in low-income communities now this video is not going to be about the investment side it is going to be more so directed