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When disputing a debt with a debt collector, it's important to write a letter outlining your reasons for disputing the debt. In this tutorial, Michael Wassick, a lawyer, explains what to include in the letter, how to format it, and how to use it effectively. You should respond to the debt collector's communication in writing, stating your reasons for disputing the debt. This letter is crucial in the debt collection process and can help you overcome debt collection issues with dignity.