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once I had to make that guess what I published it for everybody else to have you all now have this [Music] if you ever need a payoff statement template you have it so this is what we would send to them is that yeah you could say listen yeah if youre negotiating with a lien holder and theyve got a 50 000 lien on the property and youve negotiated it to 25 for example you would say Hey listen the title company is going to need a payoff statement 50 thousand dollars at a rate of it may or may not have had interest I would put something in bold here it is agreed that the total amount due or the lender or lien holder has agreed to a payoff of twenty five thousand dollars I put something in bold red and have their initials next to it right thats not going to be appropriate for the payoff statement template but thats something you would just have to add in there to make it say what it needs to say right the loan balance if its a lien and it wasnt a loan then maybe you need to change th