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On December 20th, 2022, the markets finished slightly up but were mostly flat after four consecutive down days. Wells Fargo agreed to a 3.7 billion dollar settlement with the Consumer Financial Protection Bureau for consumer abuses. The bank was ordered to pay a 1.7 billion civil penalty and over 2 billion in redress to consumers. The bank's illegal actions led to financial harm, including vehicle and house losses, illegal fees, interest charges, and misapplied mortgage payments. Some justice was served, but the extent of Wells Fargo's harm to consumers is significant.
