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NCUAS REGULATORY COMMENT PROCESS IS SIMPLE. AS THE FEDERAL REGULATOR, NCUA REVIEWS AND UPDATES EVERY EXISTING FEDERAL CREDIT UNION RULE AND REGULATION ON A THREE-YEAR CYCLE. CONGRESS ALSO PASSES LAWS THAT DIRECT FEDERAL REGULATORS, LIKE NCUA, TO ESTABLISH NEW RULES AND REGULATIONS TO IMPLEMENT THOSE NEW LAWS. OUR GOAL IS TO IMPOSE THE LEAST POSSIBLE BURDEN ON CREDIT UNIONS, ESPECIALLY SMALLER CREDIT UNIONS. SO WHY SHOULD YOU GET INVOLVED IN WRITING COMMENT LETTERS? THE REGULATORY COMMENT PROCESS EXISTS SO YOU CAN PROVIDE DIRECT INPUT ON HOW PROPOSED RULES COULD AFFECT YOUR CREDIT UNION. WE CAREFULLY REVIEW EVERY CREDIT UNION RESPONSE TO PROPOSED RULES. WHILE IT DOESNT HAPPEN IN EVERY CASE, COMMENTS ON A PROPOSED RULE CAN ULTIMATELY INFLUENCE THE CONTENT OF THE FINAL RULE. COMMENT LETTERS ALSO ASSIST US IN FINE TUNING AND IMPROVING REGULATORY PROPOSALS. SO YOUR COMMENTS REALLY DO MATTER. HERE ARE FOUR TIPS ABOUT THE COMMENT PROCESS. FIRST, VISIT OUR WEBSITE, NCUA.GOV, FOR MORE INFORM