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if you want to collect Social Security benefits while you are working what are the rules that is the subject of this video [Music] hey welcome back to another episode of the financial fast line my name is Lane Martinson and so if you want to claim Social benefits while youre working there are some very specific rules that you need to be aware of and so what were talking about here are retirement benefits not to be confused with Social Security disability benefits or SSI um those have a completely different set of rules so retirement benefits are only for those who have worked for a minimum of 10 years or 40 credits and they have paid the FICA tax into the social security system and so you become eligible to claim benefits at age 62 is the earliest age so 62 you can choose between there all the way up to age 70. and so if we take a look all the years prior to your full retirement age there is an earnings limit and so there are some penalties associated with claiming early and working