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When trading with cash in a brokerage account, it may not be clear when you will have full access to the cash after selling a stock. The balance may not be updated immediately after selling. The settlement date, when the buyer gets the shares and the seller gets the money, is typically two trading days after the transaction date. This means that if you sell a stock on Monday, you won't receive the cash until Wednesday. Understanding this two-day lag time can help you differentiate between settled and unsettled trades.
