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Nicole Vinson, an attorney at Merlyn Law Group, specializes in handling denied or delayed property insurance claims nationwide for both commercial and residential properties. She highlights the importance of promptly reporting your loss to the insurance company while being prepared for potential initial denials or delays, despite your history of paying premiums and knowing your agent for years. This video aims to shed light on what insurance companies may not want you to know when filing a claim for either catastrophic or small losses.